> For the complete documentation index, see [llms.txt](https://refi.gitbook.io/docs/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://refi.gitbook.io/docs/protocol-details/utility-and-benefits.md).

# Utility & Benefits

<figure><img src="https://2801216323-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FnCFicpMXpvhnAd9qNHGr%2Fuploads%2FWiaDxwCKV192ryAFar66%2Futility3.jpg?alt=media&amp;token=27b3f829-9723-4986-a331-8cf617d9a6fc" alt=""><figcaption></figcaption></figure>

## $REFI Token Utility

### **Which tier of $REFI token holders do you belong to?**

### **(1) ReFi Army**

**Below 100K $REFI Tokens**

1. Price action and potential price appreciation of the $REFI Token
2. Distributions paid out by the $REFI protocol, which are based on the performance of the ReFi Portfolio & AUM
3. Distributions (on a discretionary basis) derived from a portion of the performance fees obtained from ReFi Pro
4. Reflections from all buy/sell transactions of the $REFI token

### **(2) ReFi Alpha**

**More than 100K $REFI Tokens**

1. Price action and potential price appreciation of the $REFI Token
2. Distributions paid out by the $REFI protocol, which are based on the performance of the ReFi Portfolio & AUM
3. Distributions (on a discretionary basis) derived from a portion of the performance fees obtained from ReFi Pro
4. Reflections from all buy/sell transactions of the $REFI token
5. **Access to ReFi's Real-Time Alpha Channel on Telegram**

### **(3) ReFi Premium**

**More than 1M $REFI Tokens**

1. Price action and potential price appreciation of the $REFI Token
2. Distributions paid out by the $REFI protocol, which are based on the performance of the ReFi Portfolio & AUM
3. Distributions (on a discretionary basis) derived from a portion of the performance fees obtained from ReFi Pro
4. Reflections from all buy/sell transactions of the $REFI token
5. Access to ReFi's Real-Time Alpha Channel on Telegram
6. **No minimum investment amount requirement ($25K) for ReFi Pro**&#x20;

### **(4) ReFi Whale**

**More than 2.5M $REFI Tokens**

1. Price action and potential price appreciation of the $REFI Token
2. Distributions paid out by the $REFI protocol, which are based on the performance of the ReFi Portfolio & AUM
3. Distributions (on a discretionary basis) derived from a portion of the performance fees obtained from ReFi Pro
4. Reflections from all buy/sell transactions of the $REFI token
5. Access to ReFi's Real-Time Alpha Channel on Telegram
6. No minimum investment amount requirement for ReFi Pro
7. **Access to dedicated ReFi Whales Chat on Telegram**&#x20;
8. **Access to dedicated ReFi Whales Calls with ReFi Team**